CU Professionals
The Credit Union Association of New Mexico’s mission is to help credit unions, their employees and members. Use this Web site to find out more about Association services to help you serve members better, education and training opportunities, articles about credit union topics and issues in the news, credit union jobs, compliance, legal and legislative information and updates, and much more.
If you have questions or need information and can’t find it through this Web site, please contact us.
Recent News
• CUNA Announces More Lay-Offs• Southwest Corporate FCU Reports Capital Depletion
• NCUA Proposes Its Own Consumer Protection Office
• Mica touts CU credit cards on Fox
• NCUA: What Corporate Reform Could Look Like
» Read all news
Announcements
CUANM office closed July 3
The CUANM office will be closed Friday, July 3 for Independence Day. We will open again Monday, July 6. Have a happy and safe 4th of July.
CUANM June 2009 newsletter
In this issue
Nifty ’50s convention
Find Kirby!
Invest in America
CO-OP matching funds
NYIB conference
And more…
Read it here.
CUANM May 2009 newsletter
Now in the May 2009 issue of the CUANM Network
* NCUA’s Hood visits
* $1 million for UNMCH
* REAL Solutions
* Find Kirby!
* FACT Act FAQ
And more...
Read it here.
CUNA provides talking points on NCUA takeover of Florida CU
Talking Points/Q&A for CUs to Assist With Media Calls on
NCUA Action against Eastern Financial Florida Credit Union
To assist credit unions and leagues in responding to local inquiries concerning NCUA actions against Eastern Financial Florida Credit Union, CUNA has prepared a Q&A and series of suggested sound bites that could be used with local reporters to the extent this story receives coverage in local media markets.
Suggested Q&A:
Q: In light of this development, how can a credit union assure its members that their deposits are safe and that their CU is sound?
• Answer: The most important point is that our credit union member deposits are safe and secure. Credit unions like ours are federally insured up to $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the U.S. Government. We’re strong and well-capitalized.
• The federal government took over Eastern Financial in Florida—a state that has one of the most depressed real estate markets in the country. According to the regulator this credit union was in declining financial condition, which is certainly not reflective of the credit union industry as a whole – which is very conservatively managed, particularly in its lending practices.
• Our credit union in particular has effective leadership, oversight, executive management supervision and direction from our board of directors to prevent unsafe and unsound practices and violations of laws and regulations.
• As an industry, the loan delinquency rates (1.37%) and charge-off (0.84%) rates of credit unions are edging up in this very bad economy as you might expect, but they are still low compared with those of commercial banks which are approximately 2.93% and 1.28% respectively.
• Our credit union is a great example. Our loan delinquency rate is only [____] and our capital level is [_____], which is (well above, above, right where) what our regulator considers “well capitalized.”
Suggested sound bite: “The bottom line is that your money is safe and credit unions remain healthy overall. We recognize that there’s concern over what’s happened, but folks can be assured that ____ Credit Union is safe and secure, and that it’s business as usual here. Member deposits are insured up $250,000, and we continue to offer the same level of high-quality service we always have.
Q: I thought credit unions were safer than banks, and that a failure like this couldn’t happen. You guys claim in previous articles to have stayed away from risky loans and the subprime mess. What’s really going on?
• Answer: Here are the facts: We are in the steepest economic downturn since the Great Depression. All types of businesses, including banks and even some credit unions, are feeling the strain. States like Florida have been among the hardest hit.
• Even a conservatively made mortgage loan can become troubled when it’s for a home whose value has declined 40% or more, or the mortgagee has lost their job. That is what’s happening in some markets and was a factor in the government’s decision to step in and conserve Eastern Financial.
• The vast majority of everyday credit unions---including ours—are safe and secure. Your money is safe and federally insured. We’re still making loans and we’re still growing our assets and our deposits.
• Also on the point of safety: Credit unions like ours are very well capitalized, stronger than you would find at most banks. As an industry, our average capital-to-assets ratio is more than 10%. That’s considerably higher than the 7% industry standard for being “well capitalized” and higher than the banking industry’s average of about 9%.
• In particular our credit union is also well capitalized (state your capital ratio). This capital cushion means we are well positioned to continue serving our members well even in the toughest of economic times.
Suggested sound bite: The story remains the same. Every day credit unions like ____ Credit Union manage and grow a conservative lending portfolio. We’re highly liquid and well-capitalized, and we are weathering the economic storm well. We need to be clear that Eastern Financial is a credit union in a very economically depressed state whose operations were not indicative of our industry as a whole, and certainly not ____ credit union. With Eastern Financial, the government has acted to stabilize the situation and its services to its members are continuing without interruption.
Q: Are credit unions in trouble with bad investments or business loans?
• Answer: The vast majority of credit unions in this country are widely considered the most conservatively managed of financial institutions.
• As an industry, the nation’s 8,000 credit unions—including ours—are healthy, sound, and still making loans to 92 million Americans in need of affordable and accessible credit.
• Our delinquency (1.37%) and charge-off (0.84%) rates are edging up, but still low compared to those of banks at (2.93% and 1.28% respectively).
• Even amid the economic downturn, credit union loan growth was 7% during 2008, up from 6% for the previous year.
• Credit unions continue to actively lend this year, despite a difficult economic environment that has caused many other lending institutions to cut back. The Credit Union National Association forecasts that credit unions will increase overall lending by 6% in 2009.
• Credit union lending this year is expected to increase across all loan categories, including year-over-year growth in real estate lending (by 12%), and business (primarily small business) loans (by 14%).
• Credit unions’ average capital ratio is a healthy 10.9% (capital to assets), well above our federal regulator’s 7% standard for being “well capitalized.”
• Credit unions have a long and successful track record. We’ve been providing small business loans to members since credit unions started 100 years ago.
• Credit unions’ charge-off rate for small business loans is eight times lower than the rate for banks. The average size of a small business loan at a credit union is only about $200,000.
Suggested Sound Bite:” Again, credit unions are safe and secure. Members can and should know that their deposits are safe and insured. We’re making loans of all kinds, including business loans, safely and well, and even witnessing growth this year. The vast majority of credit unions are financially safe and very health institutions.”
CUANM April e-newsletter
In this issue
50 years: Convention 2009
Scholarship recipients named
Congressional reps at home
New! Find Kirby!
New on CUANM staff
And more…
Read it here.
NMCUEF awards $48,600 in scholarships
ALBUQUERQUE, New Mexico (April 14, 2009)—The New Mexico Credit Union Education Foundation (NMCUEF) recently awarded a total of $48,600 in scholarships to 81 students in New Mexico for the 2009-2010 school year. Each scholarship recipient was given $600. Applications from more than 400 students were received and 41 of the recipients were re-applicants. Applicants must be New Mexico residents and meet a number of requirements, including grade point average and full-time enrollment.
The New Mexico Credit Union Education Foundation is a unique scholarship program formed through special legislation that allows credit unions to use abandoned funds for educational or charitable purposes. Since it was established in 1992, the New Mexico Credit Union Education Foundation has presented 870 scholarships for a total of $430,600 to students attending accredited vocational or technical school, college or university in New Mexico.
Recipients of the scholarships and their schools by hometown are:
Alamogordo
John Davisson — New Mexico State University
Kattie Dean —New Mexico State University
Deidre Davis – NMSU-Alamogordo
Dennis Magee Jr. – University of New Mexico
Albuquerque
Lauren Cala — University of New Mexico
Darlene Chavez – University of New Mexico
Sharla Frazier — Central New Mexico Community College
Delana M. Gonzales — University of New Mexico
Meghan Hedrick – University of New Mexico
Rayanna Johnson – Highland High School
Tiffany Martinez – University of New Mexico
Lindsay McGhee – Central New Mexico Community College
Alicia Montoya – Southwest Indian Polytechnic Institute
Rachel Powell – University of New Mexico
Melissa Tafoya — New Mexico Highlands University-Rio Rancho
Amy Wenker – Central New Mexico Community College
Ashley Zamora-Rizzieri – University of New Mexico
Alcalde
Francisco Vigil – McCurdy High School
Arrey
Monica Bencomo—University of New Mexico
Artesia
Dusty Anderson – Artesia High School
Kyla Taylor – Artesia High School
Buena Vista
Cassandra Silva – Mora High School
Carlsbad
Sara Aldaz – Carlsbad High School
Cassandra Marrs—Eastern New Mexico University
Chimayo
Angelo Medina – Espanola Valley High School
Cloudcroft
Margaret Carter — St. John’s College
Clovis
Clay Beevers – New Mexico Tech
Logan Potts — New Mexico State University
Corrales
Steven E. Olona — New Mexico Tech
Deming
Jessica Benningfield—Deming High School
Marisa Holguin – Deming High School
Dexter
Dustin D. Davenport — New Mexico State University
El Rito
Mariano Trujillo II – Mesa Vista High School
Encino
Ashley Garcia – Vaughn High School
Española
Jacqueline Abeyta – Northern New Mexico College
Tamara L. Gallegos —Northern New Mexico College
Robin Montoya — New Mexico Institute of Mining and Technology
Michael Torrez – Northern New Mexico College
Farmington
Clifford Harris Jr. — San Juan College
Guadalupita
Kyanne Fields – Mora High School
Hatch
Martha Soto – Hatch Valley High School
Hernandez
Ashley Martinez – Mesa Vista High School
Hurley (North)
Diane Ortega — Western New Mexico University
Las Cruces
Theresa Carr – New Mexico State University
Brianna Dozier – Las Cruces High School
Ron A. Garcia — New Mexico State University
Bethany L. Fritz Hufferd — New Mexico State University
Kalie Geary – New Mexico State University
Nicole Nava – New Mexico State University
Amber Quinones – Onata High School
Las Vegas
Leigha Gallegos – Luna Community College
Logan
Johanna Albright – Logan High School
Loving
Natalie Rodriguez – Loving High School
Lovington
Bridgette Davis – New Mexico Junior College
Mora
Sonya Martinez — New Mexico State University
Ojo Caliente
Ashley Gallegos — Northern New Mexico College
Portales
Wendy Stokes — Eastern New Mexico University
Jessica Huff – Eastern New Mexico University
Ranchos de Taos
Danielle Lee Griego — University of New Mexico
Regina
Michael Schmitz – Coronado High School
Roswell
Heather Fogarty – Goddard High School
Elizabeth Mysza — University of New Mexico
Meghan Sanchez – Goddard High School
Braden Wagner – Goddard High School
Salem
Alma Hernandez – Hatch Valley High School
San Juan Pueblo
Adriana Martinez – Northern New Mexico College
Santa Cruz
Cassandra Olivas – Espanola Valley High School
Santa Fe
Alicia Armijo — University of New Mexico
Ryan D. Baca — Capital High School University of New Mexico Santa Fe
Charmaine Mares – University of Phoenix
Angelica Padilla – St. Michael’s High School
Jayla Read – University of Phoenix
Esperanza Rodriguez — Northern New Mexico College
Rachel Romero – University of New Mexico
Truth or Consequences
Tyler X. Long — Western New Mexico University
Mario Trujillo — University of New Mexico
Tucumcari
Rusty Dwayne Brake — Eastern New Mexico University
Ashley Lopez – Tucumcari High School
Velarde
Crystal Gonzales – Northern New Mexico College
Harland Clarke launches Web-based marketing solutions
WebSmart Marketing™ helps financial institutions ‘do more with less’
SAN ANTONIO, TEXAS – Harland Clarke Marketing Services has launched a new tool in its direct marketing solution suite: WebSmart Marketing™. This web-based marketing solution provides financial institutions with the ability to develop and deploy direct marketing campaigns online―delivering highly targeted marketing messages to account holders at reduced costs and with faster turn around times.
“Marketing automation tools like WebSmart Marketing make complete sense in today’s world, where technology drives automation, customization and quick turn around. This is especially important, now, when financial institutions have to do more with less”, said Heather Young Elder, vice president of Harland Clarke Marketing Services. “The marketing-on-demand concept is not new, but what Harland Clarke Marketing Services delivers in WebSmart Marketing™ is unique. We’ve added the strategic insights of a company that has served financial institutions for more than 100 years.”
Read more. Click here.
Find more solutions at the Harland Clark Web site.
Scholarship winners to be announced soon
The deadline to submit scholarships to the New Mexico Credit Union Education Foundation has passed. Winners will be announced and notified in mid-April. Scholarship applications for the 2010-2011 school year will be available in November. Watch this Web site for more information.
CUANM February 2009 e-newsletter
• Corporate stabilization
• CU Day at the Legislature
• Credit Union proclamation
• Learning Center 2009
• Fund-raising GUND bears
And more…
Click here to read.
Send in 2009 Children's Miracle Network commitments
Fill in the form and fax or mail back to CUANM.
Talking points on NCUA corporate credit union stabilization
In light of the events of the last few days, we’ve compiled some talking points for you to help answer any questions from members or the media.
It is important that credit unions convey to their members the fact that credit unions did not receive a “bailout” using taxpayer funds like banks did. There were some media reports that misrepresented the NCUA’s actions. Inform your employees and members that:
* The credit union system, overall, is healthy and sound.
* Members’ money is safe in their credit union.
* The action taken by the NCUA has no impact on the ability of credit unions to continue serving their members – they can and will continue lending, offering a safe place for their members’ savings, and the scores of additional services credit unions offer to their members at no or low-cost.
* The NCUA action involves no taxpayer dollars.
The credit union system overall is healthy and sound; consumers’ money is safe in a credit union.
* Regular or everyday credit unions (“natural person”), the ones where 616,000 New Mexicans and 92 million Americans save and borrow, are well capitalized and strong (nearly 11 percent capital to assets).
* Credit unions are still actively extending credit, keeping the country’s lending wheels in motion when many other financial institutions have cut back.
* Credit unions are lending responsibly. Credit unions typically hold onto their loans, and do not “originate to distribute,” a practice that ultimately caused so many other financials big problems.
* Deposits in all New Mexico credit unions are federally-insured to $250,000 by the National Credit Union Administration (NCUA), the same as at FDIC-protected banks and with the same federal guarantee. The insurance fund protects member savings via the National Credit Union Share Insurance Fund (NCUSIF), is backed by the full faith and credit of the United States.
* No one has ever lost a penny of federally-insured deposits in a credit union.
The 28 “corporate” credit unions —that everyday credit unions invest in — deal with large sums of money. As such they operate in the open securities markets and are being affected by the credit crunch there.
* As The Wall Street Journal pointed out (Jan. 29, Page 1), corporate credit unions provide financing, check-clearing and other tasks for regular credit unions. These “wholesale” credit unions are owned by regular credit unions – which are members of the corporates.
* Additionally, corporate credit unions hold mortgage-backed securities that generally are still performing and are “higher up the food chain” than those held by Wall Street banks that experienced so many troubles in the fall of 2008.
* But under fair value accounting rules, these securities have lost value in today’s financial markets.
* The majority of these securities give every indication of continuing to pay interest and principal until they mature.
* Further, corporate credit unions are facing keen competition for deposits from an increasing number of other institutions that have received guarantees from the U.S. government, such as through the Troubled Asset Relief Program, or TARP.
The program announced January 28 by the National Credit Union Administration, credit unions’ federal regulatory agency, is designed to give credit unions – who are members and sole users of the corporates – continued confidence in the wholesale institutions.
* As NCUA has pointed out “the capital position of natural person credit unions remains a constant source of strength of the industry.”
* But, also according to the federal agency, “the corporate credit union system is now facing unprecedented strains on its liquidity and capital due to credit market disruptions and the current economic climate.”
* NCUA’s action is intended to add stability to and strengthen corporate credit unions utilizing a three-pronged approach designed to: maintain liquidity, strengthen capital and restructure the corporate system.
* No taxpayer dollars are being used for the corporates. It is only credit union money paid into the National Credit Union Share Insurance Fund – the insurance fund that is completely funded by credit unions to assist in this type of situation.
January 2009 CUANM Network e-newsletter
In the January issue of the CUANM Network e-newsletter…
• CUs ready for 2009
• Project Zip code
• Invest in America
• Learning Center 2009
• CUNA survey sent out
• NM Little Guy to be unveiled
And more…
Read it here.
Send in 2009 Children's Miracle Network commitments
Fill in the form and fax or mail back to CUANM.
Youth Week 2009 theme: The Magic of Saving
Based on feedback from more than 700 credit union staff and 50 youth, the winning theme for National Credit Union Youth Week 2009 is The Magic of Saving. National Credit Union Youth Week will be celebrated April 19-25, 2009.
">
Money is tight for most credit unions and their members right now but no budget for Youth Week isn’t a big problem. If you have some time, you can still pull off a terrific celebration. Here are 10 ideas for a resourceful staff: (Please note, CUNA has not yet completed the links to all the material. If you the link doesn’t direct you to the 2009 Youth Week material, check back again in a week or so.)
1) Register for the National Youth Saving Challenge. This free program helps affiliated credit unions build strong relationships with youth and their families. The Saving Challenge will take place during National Credit Union Youth Week, April 23-29, 2006, when youth are encouraged to make deposits at their credit unions. CUNA will tally and report the deposits, plus offer $100 cash prizes to youth at 10 participating credit unions. Click here and register by answering a few simple questions.
2) Put up the free poster. Affiliated credit unions will receive a free Youth Week poster in January. Attached to the poster is measuring device for you to enter your Saving Challenge goal (such as the total amount you expect youth to deposit during the week) and track results.
3) Tell your members. You can’t have a party without inviting guests. Modify the free newsletter ad and print it in your correspondence with members.
4) Play along. Invite the staff to ham it up during Youth Week. Maybe you’ll have theme days throughout the week when staff can dress accordingly (wear jerseys for sports day, dress silly for clown day).
5) Share goals. We’re all saving for something, so set a good example. Invite the staff to put up pictures of the goals they are saving for. Post them by their stations or make a collage.
6) Hold a book drive. Invite staff and members to donate new and gently used books during the week and then deliver them to a school in need or a local library.
7) Color. Put out crayons and coloring pages to entertain the youngest members.
8) Petting zoo. Contact your zoo or Humane Society about bringing in some kid-friendly pets Saturday morning.
9) Cook off. Feed young visitors with brownies, cookies, and candy made by your own staff for a friendly “best treats” cook-off contest.
10) Go to school. Send volunteers into local schools to introduce money management principles. For presentation ideas and educational resources, contact the credit union movement’s National Youth Involvement Board at www.nyib.org.
Watch for more information in the upcoming months from CUNA and CUANM.
Scammers contacting CU members
Some members provide confidential info to fraudsters
Credit unions have reported that a telephone scam has occurred in the Los Alamos and Santa Fe areas. Local credit unions report their members were contacted by an automated caller claiming their plastic cards were compromised. Members were then referred to a “security department” and asked for their card number and PIN. 
Unfortunately members have provided that personal information despite best efforts to inform them to never do that.
The attorney general’s office was made aware of this situation and contacted the local media. CUANM president and CEO Sylvia Lyon taped an interview with KOB-TV Wednesday evening stressing the importance of never divulging personal financial information to any unsolicited phone caller.
CUANM wanted to make you aware of these recent events and encourages you to contact us if you have a similar experience. Please keep us informed so we can send out updates as events unfold.
Please call CUANM with any questions or concerns at 298-9899 or 1-800-366-6628, or by .
Harland Clarke names new COO
As 27-Year Veteran Alan Westfall Retires, Current Executive Vice President Dan Singleton Assumes the Number Two Position at the Leading Solutions Provider to the Financial Services Industry
SAN ANTONIO, TX — September 9, 2008—On September 2, Harland Clarke transitioned its Chief Operating Officer’s role from one veteran leader to
another. Executive Vice President Dan Singleton assumed the company’s number two position upon the retirement of COO Alan Westfall.
During his 27 years with the company, Mr. Westfall served in many roles, including managing the San Antonio base plant; overseeing the company’s
conversion from letterpress to offset; heading up the company’s Forms Business in Indiana and the development of the company’s TranSource brand;
EVP of Operations in San Antonio; President and CEO of Checks In The Mail; and in 2006 until his retirement, Chief Operating Officer.
“Alan Westfall served this company at the highest standards of performance for nearly three decades. His leadership and counsel were predicated on a
keen business sense and unbridled enthusiasm,” said Chuck Dawson, President and CEO of Harland Clarke and Harland Clarke Holdings Corp. “As much as
Alan will be missed, we have a proven leader in Dan Singleton. He has consistently demonstrated his leadership and operational strengths during
the 20 years he has been with this company. Dan lives the vision we all have for Harland Clarke’s future.”
A financial services industry leader for the majority of his career, Mr. Singleton’s new role expands his oversight of Sales and Marketing for
Harland Clarke’s Payment Solutions business to also include operational, sales and marketing oversight for its Payment Solutions, Marketing
Services, Business Solutions, and Checks In The Mail businesses. His full scope for the business includes Sales, Sales Development and Support,
Manufacturing, Contact Centers, Engineering and Process Quality, Analysis and Reporting, Client Services, Security Services, and Project Services.
A 1983 graduate of the University of Florida, Mr. Singleton began his career with Xerox then held positions with Deluxe and a national pipe distributor prior to joining Clarke American in 1988. At Clarke American, he worked with Mr. Dawson in multiple leadership roles, until he assumed the presidency of a business unit owned by the parent company. When it was merged with four other divisions into a $1.1 billion company, Mr. Singleton became its Senior Vice President of Sales, Marketing and International.
In January 2006, Mr. Singleton rejoined Clarke American as the company’s Senior Vice President, Partnership Development. In May 2007, when the
company merged with the John H. Harland Company to form Harland Clarke, Singleton became its Executive Vice President, Sales and Marketing. He now
retains those responsibilities as his accountability expands to Chief Operating Officer of the $1.3 billion total solutions provider to the
financial services industry.
“I’m honored and excited to be Harland Clarke’s COO,” said Dan Singleton of his new position. “There is tremendous opportunity for our company. We have
emerging businesses that are developing new products and services that promise organic and sustainable growth.”
###
About Harland Clarke Corp. Harland Clarke Corp. is a leading provider of integrated payment solutions, marketing services and technology solutions.
It serves approximately 15,000 financial institutions, as well as major investment firms, business-to-business clients, small businesses, and
individual consumers. With its corporate headquarters in San Antonio, Texas and a regional headquarters in Decatur, Georgia, Harland Clarke employs
approximately 5,800 people and has manufacturing facilities nationwide. Harland Clarke Corp. is a wholly-owned subsidiary of Harland Clarke
Holdings Corp. which also wholly owns Harland Financial Solutions Inc. and Scantron Corporation.
CUANM October 2008 newsletter
From the CUANM October News Network newsletter
• Silver Star events raise $50,000 for CMN
• Working to reassure CU members
• CULAC raffle a success
• Red Flag regulations
• CUNA Mutual risk resources
• Compass program improves productivity
• CUs in the news
Read more...
JMFA offers no-obligation reviews
Overdraft Privilege Compliance and Performance Review
BAYTOWN, TX – John M. Floyd & Associates (JMFA) is offering Credit Union Association of New Mexico members a way to deter mine if their existing overdraft privilege program is compliant and perfor ming at its peak with a no-obligation JMFA Overdraft Privilege Compliance and Perfor mance Review. Read more.
Member accounts are federally insured
• Brochure available from NCUA
The National Credit Union Administration, commonly referred to as NCUA, is the federal government agency that charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). Backed by the full faith and credit of the U.S. government, NCUSIF insures the accounts of millions of account holders in all federal credit unions and the majority of state-chartered credit unions. This brochure explains how.
CUANM August newsletter
In this issue
• Plan for GAC 2009
• CUANM’s Isaacs on NYIB board
• CU deposits are safe, secure
• CNN: Americans cutting card use
• Shared branching helps save gas
• Compass program improves productivity
And more…
cuanm_e-newsletter_August_2008.pdf
CUANM July newsletter
In this month’s CUANM News Network
• Candidates White, Heinrich meet with CU reps
• Thanks to Silver Star sponsors
• Long-time CUANM staffer dies
• Changes to ACH rules in 2009
• CUs safe, secure in changing economy
• Learning Center calendar
And more…
cuanm_newsletter_july_2008.pdf
CUANM May 2008 newsletter
cuanm_e-newsletter_may_2008.pdf
CUANM May 2008 newsletter
cuanm_e-newsletter_may_2008.pdf
February CUANM newsletter
In this month’s newsletter
• 2008 Legislature no threat to CUs
• Celebrate Youth Week in April
• Have you updated your PZC yet?
• NM meets CU House goal
• CMN fund-raising, upcoming events and more…
cuanm_e-newsletter_february_2008.pdf
Share this newsletter. Forward this e-mail, post the newsletter to your credit union intranet or print it out and pass it around.
To share your credit union news, contact .
January 2008 newsletter
cuanm_e-newsletter_january_2008.pdf
Look out for the Little Guy
New Mexico credit unions have a great opportunity to introduce the “Little Guy” to lawmakers. 
The Little Guy represents working Americans — the people who belong to credit unions. He represents people from all walks of life — including, but not limited to, those of modest means. The Little Guy shows lawmakers where CU priorities stand.
You are urged to visit your state and national lawmakers and to use the Little Guy as a leave-behind to remind them how important credit unions are to their members. You can also mail him to your representatives in Congress to remind them to stand up for credit unions and “look out for the little guy.”
For more information about The Little Guy campaign, go to the CUNA Web site. From that site, you can order Little Guy leave-behinds and 4-foot tall stand-ups perfect for your lobby or offices.
Read more.
CU Aid
Post Your Job Openings on CUANM's Web site
Did you know that your credit union can post job openings on the CUANM Web site? To submit a job, login to the member area or .